Walser Subaru St. Paul
Our First-Time Buyer Program helps drivers with little to no credit history get approved with a simple process and low down payment options.
First-Time Buyer Program
Yes. At Walser Subaru St. Paul, first-time buyers can qualify for financing even without prior auto credit. If you have steady income and meet the basic requirements, we can help you shop for an eligible new or used Subaru with confidence.
Eligibility
Not sure if you qualify? Apply and we’ll help you figure it out.
Eligible Vehicles
Choose from eligible new Subaru models and qualifying used or certified pre-owned inventory at Walser Subaru St. Paul.
New Inventory
Eligible models may include Outback, Forester, Crosstrek, Ascent, and Impreza.
WRX models excluded.
Pre-Owned Inventory
Eligible used Subaru vehicles may include certified pre-owned inventory and qualifying vehicles up to 12 model years old.
Built for Real Life
From daily commuting to weekend road trips, our team can help first-time buyers find the right Subaru for life in St. Paul and beyond.
FAQs
Start by sharing your information with our team through the form below. We review your options, explain what may be available, and help you choose an eligible Subaru that fits your budget.
Qualified buyers may finance up to $40,000, with eligible finance terms up to 72 months and lease terms up to 48 months. The program can be used on eligible new and used Subaru vehicles.
Yes. This program is designed for first-time buyers with little to no prior auto credit history.
A minimum $1,000 down payment is typically required, subject to approval.
Not always. Approval depends on your full application, income, and other qualifying factors.
Eligible new Subaru models and qualifying used Subaru vehicles may be included through the program.
Get Started
All applications subject to credit approval through Subaru Motors Finance. Program eligibility requirements apply. Not all applicants will qualify. Program may not be combined with other Subaru Motors Finance offers. New Subaru lease eligibility excludes WRX. Used vehicle eligibility is limited to qualifying vehicles up to 12 model years old.
